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Attention homeowners: Real estate appraisal services for in Eagle River and Vilas County
See the top 7 reasons why Wisconsin homeowners need Adamovich Appraisals:
- To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
- Challenge Vilas County's assessment of your property
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To cut their monthly mortgage payment by removing PMI
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To reinstate their Home Equity Line of Credit (HELOC)
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To review a different appraiser's report for verification
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If real estate property needs to be divided because of a divorce
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Determine the true market value of the property in question to settle an estate
At Adamovich Appraisals, we understand the individual needs of a consumer looking for appraisal services.
While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it.
The professional appraisers at Adamovich Appraisals will tell you what you need to know -- not just what you want to hear. We are objective.
A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers.
It's something concrete to show your buyer.
An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your home is worth.
Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.
Challenge a property tax assessment
Let's say you live in a region that is going down -- your local tax assessor may have your house overvalued.
This only means you are going to pay higher taxes than you should be paying.
Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better.
Getting an appraisal from Adamovich Appraisals is your best weapon when contesting your property tax assessment.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments.
Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down.
We're experienced in helping consumers just like you delete unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?
If your home is in a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint.
Adamovich Appraisals can help you reinstate your home equity line of credit with a professional appraisal.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal?
We can go out and check the subject and comparables in question in a field review.
Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had done before.
While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.
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